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Why More Builders Are Rethinking How They Pay Their Bills

For most builders, payments are just part of the job. Wages go out. Tax gets paid. Suppliers get settled. End of story.  But a growing number of construction businesses are starting to ask a smarter question: what if those same payments could actually work for the business?  That’s where pay.com.au comes in – a payments […]

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Wed 11 Feb 26 7:00:00 AM

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For most builders, payments are just part of the job. Wages go out. Tax gets paid. Suppliers get settled. End of story. 

But a growing number of construction businesses are starting to ask a smarter question: what if those same payments could actually work for the business? 

That’s where pay.com.au comes in – a payments platform designed to help Australian businesses manage bills, wages and tax more efficiently, while improving cashflow flexibility and earning rewards on money that’s already being spent. 

And it’s why pay.com.au is an official sponsor of The Good Builder Podcast this month. 

What pay.com.au does 

pay.com.au allows businesses to: 

  • Pay suppliers, wages and tax through one platform 
  • Use their existing credit card (including Amex) on expenses that wouldn’t normally allow it 
  • Improve cashflow by better managing payment timing 
  • Earn bonus reward points on everyday business spending 

For builders juggling multiple jobs, contractors and deadlines, that combination can quietly remove a lot of friction from the back office. 

But the real proof is in how it works day to day – which is where businesses like Animal Carpentry come in. 

How one carpentry business made payments work harder 

Animal Carpentry is a Melbourne-based commercial carpentry business with more than 45 years of combined industry experience across the team. Like many growing trade businesses, their work on site was streamlined, but their payments were spread across wages, suppliers and tax obligations, all handled separately. 

Co-Director Mike Sanders started using pay.com.au to bring those payments into one system. 

“At first, it was about making things simpler,” Mike explains. “But once we understood how the platform worked, we realised we could get a lot more value out of the payments we were already making.” 

Turning unavoidable expenses into rewards 

By running payments through pay.com.au, Animal Carpentry was able to: 

  • Use their American Express card on expenses that usually earn minimal or no points 
  • Earn full credit card rewards plus bonus PayRewards points 
  • Generate up to 2.25x more points on the same business spend 

Wages, supplier invoices and even tax payments – costs that were previously just money out the door – suddenly became a source of tangible upside. 

“The points added up faster than we expected,” Mike says. “And it wasn’t from spending more — it was just from paying smarter.” 

Cashflow clarity without extra admin 

While the rewards were an immediate win, the longer-term benefit has been control and visibility. 

With most outgoing payments flowing through pay.com.au, Animal Carpentry now has a clearer view of cashflow and fewer moving parts to manage. 

“It’s changed how we think about payments,” Mike says. “They’re not just admin anymore — they’re part of how we run the business.” 

For builders, that shift matters. Better systems mean fewer surprises, less time chasing paperwork, and more focus on the work that actually generates revenue. 

Why pay.com.au resonates with builders 

The construction industry runs on tight margins and tight timelines. Tools that don’t fit the way builders work usually get ignored. 

pay.com.au works because it doesn’t ask businesses to change what they pay – just how they pay it. 

Animal Carpentry’s experience shows what’s possible when everyday expenses are treated as part of a smarter financial system, not just a necessary cost of doing business. 

Exclusive offer for The Good Builder audience 

As an official sponsor of The Good Builder this month, pay.com.au is offering an exclusive sign-up incentive for readers.
Use the code GOOD20 when signing up to receive 20k bonus PayRewards Points via the link below. T&Cs apply.
https://pay.com.au/tgb 

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